Astute Mortgage, LLC
'We Educate and Cultivate Relationships'

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Homeowner? First Time Home Buyer?

Friday, July 03, 2009

12:16:49 PM

Index Values:

  • 6 month LIBOR 1.164%
  • 1 Year LIBOR 1.696% 
  • Prime Rate: 3.25%

Conforming FNMA Products

  • 30yr fixed: 5% Rate 5.27% APR
  • 30yr Flex 97: 5.625% APR 6.375%
  • 15yr Fixed: 4.25%  APR 5.25%
  • 10yr Fixed: 4.25% APR 5.325%

*Credit Repair Consultants

*Mortgage Modification Consultants

*Debt Settlement Consultants



Now offering FNMA Expanded Approval again!

  • No Closing Fees charged when approved thru Expanded Approval!

FHA Affiliates/Consultants

  • Access to FHA lenders
  • scores as low as 580 (561 on case by case)
  • Free consultation/preapproval for FHA streamline and  financing also!
  • NO Application fee!
  • Up to 6% seller's assist allowed (which may cover costs paid at the table)
  • 96.5% financing (3.5% down payment)with UpFront Mortgage Insurance
  • up to 95% cash out allowed for refinances(must have an excellent 12 month history)
  • FHA 203k  purchase rehab and streamline refinance available.
  • Refinance out of Chapter 13!

Facing Foreclosure?Now offering Mortgage Modification services

Have too much Debt!? We offer Debt Settlement Services , also!

Can't get approved? Our profession of lawyers will help raise your scores!

Tune into blogtalkradio.com/Troy-Brown for the weekly on line radio show!

You are encouraged to inquire within!

*All rates subject to change daily, according to market conditions

 

 


 

In todays mortgage world, 'change', has made its presence felt! Here at Astute Mortgage, we have made  some changes, as well. Todays' customer is far different from the customer of three years ago. Times have changed along with supply and demand, thus bringing forth a new economy and new age. It is our desire to continue to serve and provide services that not only meet your individual goals, but also equip you with knowledge and strategies to help you sustain your seed of security. The services are presented to provide assistance to the major areas of concern in a slumping real estate economy. We understand that in order to strive towards a recovery, we need to be diligent in our knowledge and awareness of the needs of us all. So, we went out to search for services that we can present you with in efforts of you obtaining your ultimate goal. The three areas of concentration for us is credit awareness, choosing affordable financing options, and assisting with problems plaguing current homeowners and business owners. More people than ever have an area to address out of aforementioned. We make certain that you are as educated about the service as possible. The end result is to put educated homeowners, buyers, real estate investors and small business owners, back in charge of their mortgage financing decision making and over all financial comfort.

With the credit guideline changes, the expulsion of most mortgage programs, and foreclosures on the rise, being as Astute as possible will play a major role to recovery, not only your immediate, but to the economy. To a prepared consumer, this is a buyers' market with a load of financing opportunities. As a surviving provider in the mortgage industry, we are emphatic about presenting these services in our efforts of assisting you in obtaining and sustaining your targeted quest. Consultation is FREE and our services are beneficial and affordable, amidst our times. We are always available for your concerns and humbled to provide service to you. 

Please familiarize yourselves with the services we have to offer and get to know the principle that Astute is founded on and operates under, 'to educate and cultivate relationships'. We assist in mortgage financing, if you are looking to purchase, consulting for mortgage modification services for homeowners who can not refinance and lower their current rate and payment, counsel for debt settlement services to reduce your outstanding credit card balances, open or closed, and consultation for credit repair so that you are fully credit worthy and wise. At Astute, you're never turned down!

You may send us a contact request, complete an application for preapproval on a secured site, or you may call us directly! Feel free to share our site with your friends and family and click on JOIN OUR MAILING LIST in order to recieve our FREE newsletter, a very informative way to stay educated on trends and strategies for a changing economy. We're eager and waiting to assist you with your financing needs! (Click on link below to send to your family and friends who may benefit from our services).

 

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More to offer!

Astute Note:  If you miss one payment on your, low introductory rate credt card, the company can more than triple your rate!

Astute Note: If you recieve a Notice of Default on your mortgage, then a mortgage modification may be too late!

Astute Note: Did you know, a mortgage modification can reduce your interest rate as well as your payment!

Astute Note: Did you know, you need at least a credit score of 660 to be considered 'A' credit and a 700 to be considered 'A1' credit!

Astute Note: Did you know, that the only interest you can deduct on your taxes is the interest you pay on a mortgage.

Astute Note: Did you know, that by paying the minimum payment on a typical credit card can take as long as a mortgage to pay off.

  • Inquire within about any further details to our products, programs and rates! A loan professional will be available via phone call or email! 
  • FREE Consultation for Modifications and Debt Settlements. All work done by Lawyers! 
  • Credit repair affiliate gaurantee 80% MONEY BACK if your scores are not raise within the programs timeframe. Let us assist you!
  • Credit Repair process can be tracked on line with an Automated system. Have real time access to your file, 24/7.
  • Credit Repair specialists will raise your scores by 180 points within 6 months!

 

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Present or Prospective Business Owner or investor?

  • Specializing in hard money lending! (can't prove your income?)

 

  • No out of pocket money for rehab loans( must be non-owner occupied)

Specializing in Commercial Lending that makes sense.

  • No FICO Score program available.
  • Loans to $100k - $5 mil
  • No Seasoning Requirements.
  • Stated Income/Stated Assets programs 
  • Full document programs.

 

Fixed Rates available!!

Loan programs for Corporations, Partnerships, LLCs and Individual.

Blanket Loans, OK

Eligible Properties:

  • Mobile Homes
  • Industrial
  • Auto repair shop
  • Restaraunts
  • Bars
  • Delis
  • Multi- Family
  • Mixed Use
  • Apartments buildings
  • Retail
  • Mall Strip
  • Golf courses

We do it all!

  • Interest Only options available, also!!
  •  No Tax Return or 4506

 

 

* Licensed by the PA Department of Banking